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87% of Singapore SMEs are guessing their own finances. Today, that changes — for every Aspire business account holder.
We surveyed hundreds of Singapore SMEs before we built a single line of code. What we found stopped us cold.
Not because they don't care. Not because they don't know better. Because nobody ever made it simpler than that.
Reconciliation. Supporting documents. Management accounts. Abstract terms their accountant introduced — once a year, painfully, at compliance time — and then disappeared with until the following December.
"Reconciliation is something my accountant forces me to do at year-end. I don't fully understand it. I just know it is painful."
We heard this — in different words, from different founders — across every vertical we spoke to. Shopify brand owners. Fresha merchants. F&B operators. Restaurant groups. They all had the same relationship with their finances: reactive, annual, anxious.
That is not a founder problem. That is an infrastructure problem. And infrastructure problems have infrastructure solutions.
We heard you.
Here is what we built.
How it works.
Connect your Aspire account
Read-only connection. Your Aspire transaction history imports immediately. Setup takes under five minutes. No data is ever shared or used to train models.
AI classifies every transaction automatically
Every debit and credit — categorised, mapped to the right account, and reconciled against your sales channels the moment it moves. Revenue recognised correctly. Deferred liabilities tracked. Nothing left as a manual task.
Expert accountants verify everything
A qualified Singapore accountant reviews your books continuously. This is not software that approximates. It is infrastructure that is guaranteed. IRAS-compliant from day one.
Your books are always closed
No close event at month-end. No preparation sprint at year-end. Your P&L, balance sheet, and cash position are current every single day. When the auditor calls — or the investor asks on a Friday — everything is already ready.
What fully correct looks like.
📊 Live P&L — every day
Not month-end. Not whenever your accountant sends it. Today's revenue, today's expenses, today's net — always current.
🔄 Bank-to-ledger reconciliation
Every Aspire transaction matched to the right account automatically. No manual matching. No missing transactions.
📑 IRAS-ready statements
P&L, balance sheet, and cash flow — CPA-reviewed and IRAS-compliant. Year-end is already prepared. Always.
⚡Tax estimate in real time
Know your estimated tax liability today — not when your accountant tells you in March. No year-end surprises.
🏦 Deferred revenue tracked
Packages, memberships, prepaid sessions — revenue recognised when earned, not when cash lands. Correct books from day one.
✅ Expert-guaranteed accuracy
A qualified Singapore accountant reviews everything. AI does the work. Humans guarantee the result. Not almost correct. Correct.
Why Aspire.
Why now.
Aspire serves over 150,000 businesses across Southeast Asia — the exact founders, operators, and commerce businesses that Earlybird was built for. Their infrastructure moves money. Ours makes sense of it. The combination is the missing layer Singapore SMEs have never had.
What if your bank talked to your ledger — and the result wasn't almost correct, but fully correct? That is what this partnership makes possible. For every Aspire business account holder. From today.
The best accounting is the kind you never have to think about.
Because it is already done.
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